Hurricane Isaias damaged your home? Get it repaired with $0 upfront.
Watch this before you call your insurance companyAlex, Property Doctor USA · 60 sec
Our crews are inspecting homes across the Panhandle right now. We document every bit of damage, deal with your insurance company, and fix it fast.
- Free damage inspection — no obligation
- We document everything your insurer needs to see
- Your deductible is the only thing you're ever responsible for
In the last 10 years our team has helped more than 10,000 homeowners across Florida. Isaias made landfall near Destin on Friday, Oct 9, as a Category 2 storm (105 mph). Inspections are scheduled in the order requests come in.
See if your home qualifies
2 quick questions · takes about 20 seconds
The Proof-First Inspection
Your insurance pays for what's documented — not for what happened.
After a crash, police photograph the scene before the tow truck moves the cars. Move the cars first and the evidence is gone. Your home after Isaias is that scene.
Roof & exterior
Lifted or missing shingles, flashing, gutters, siding and fallen-tree impact.
Attic
Wind-driven rain and decking damage you can't see from the ground.
Walls & ceilings
Hidden moisture behind drywall, measured before anything gets torn out.
Floors & contents
Water-damaged flooring, cabinets and belongings — photographed and logged.
How it works
From damage to repaired in 3 steps
Answer 2 questions
Takes 20 seconds. Then pick the inspection time that works for you.
We inspect & document
Our team measures and photographs every damaged area before cleanup, then builds your claim file.
We deal with insurance & repair
We work with your insurance company and get your home fixed as fast as possible. $0 upfront.
Why "Property Doctor"
A damaged home can make your family sick.
Thousands of homes are still without power and A/C, with moisture trapped inside walls. Mold can start growing within 24–48 hours. What you see is the roof. What costs you is the water you don't see yet.
Where we're inspecting
Crews in the Florida Panhandle this week
- Destin
- Fort Walton Beach
- Niceville
- Miramar Beach
- Santa Rosa Beach
- Navarre
- Gulf Breeze
- Pensacola
- Pensacola Beach
- Milton
- Crestview
- Panama City Beach
Questions homeowners ask
Straight answers
Who is Property Dr. USA?
A Florida storm-damage team that has helped more than 10,000 homeowners across the state over the last 10 years. We inspect, document, deal with your insurance company and repair.
Is the inspection really free?
Yes. The inspection and damage documentation are free and there's no obligation to move forward.
What will I have to pay?
$0 upfront. If your claim is approved, your insurance deductible is the only thing you're ever responsible for. Anyone who promises to waive your deductible is breaking Florida law.
Will my insurance rate go up if I file?
Your rate is set by your insurance company. We'll go over your policy with you before you decide anything, so you know exactly where you stand.
My insurer already denied or lowballed me. Can you help?
Often, yes. Low offers usually come from damage that wasn't documented. We'll review what they paid against what we find.
Does homeowners insurance cover flooding?
Storm-surge and flood damage are usually covered by a separate flood policy, not your homeowners policy. Wind and wind-driven rain damage typically fall under homeowners coverage. We'll help you sort out which applies.
Do I need to be home for the inspection?
Yes, you or another adult should be there so we can walk through the damage with you. It usually takes about 30–60 minutes.
Don't let the evidence disappear.
Get your free Proof-First Inspection before cleanup and repairs erase the damage your insurer needs to see.
Check if I qualify →